Protection

Financial Security, Life Insurance, Critical Illness Cover and Income Protection

When you've worked hard to achieve the lifestyle that you have, it's worth protecting the things that help shape your life. Financial security for you and your dependents is vital for most people and protection policies such as life insurance, critical illness cover, and income protection can ensure your loved ones have a secure financial future should anything happen to you.

Whilst protection is an important part of every persons financial planning, we understand that every one of our clients will require different solutions. We will ascertain what level of protection is most suitable for you taking into account your current situation and long term objectives.

Most people do not realise that they are three times more likely to claim on a critical illness policy than on a life insurance policy. The top reasons for claiming tend to be Cancer (not all forms of cancer may be covered), Terminal Illness, Stroke, Heart Attack and Multiple Sclerosis.

Being a parent and raising a child can be very expensive. Spending money on food, clothes, childcare, and school fees all add up. Research shows that the value of being a parent ranges from £21,306 for a Dad to £30,032 for a Mum per year. If you were to be diagnosed with a critical illness and unable to perform your usual day to day activities this would be annual amount needed to cover the parents duties.*

In the UK 275,000 people suffer a heart attack each year, of which 146,000 are fatal.** Around 309,500 people were diagnosed with cancer in the UK in 2008, with more than 45,000 of women diagnosed with breast cancer, and 35,000 men with prostate cancer. One in nine women will develop breast cancer in their lifetime.***

To arrange a meeting to discuss this further in a no obligation consultation please contact us on 01489 574355 or via the Contact page.