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Sheila
Tarr
Independent
Financial Services |
Investments: Investment Bonds | |
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Unit-linked Investment Bonds are investment-based plans, which can offer the opportunity for better returns than a traditional bank or building society depending on the underlying funds selected within the Bond. This could mean a higher risk to your capital, however a risk profile will be completed to assess your attitude to risk. From here a portfolio can be created to cater to suit your needs, whether you are a cautious or more adventurous investor.
Investment bonds are single premium, non-qualifying life assurance policies, with the investment being made into one or more unit-linked funds of the provider of your choice. Unit linked bonds do not guarantee to pay out a guaranteed sum assured. Your investment is made directly into the assets defined by the fund investment objectives and the value of your investments varies in direct proportion to the value of the underlying assets. Therefore, the value of your investment on surrender would be based on the value of the fund's assets at that time. In the event of the death of the life assured, the policy ceases and a slightly enhanced value (often 101% of the bid value on the date of death) is paid out. These bonds are intended as long-term investments and therefore require sufficient time to grow. Should you withdraw your investment during the early years of the plan (typically within the first 5 years) you may not get back the full amount invested. If you would like us to review an existing investment bond you already hold or would like to make a new investment, please contact Sheila Tarr I.F.S |
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Your home may be repossessed if you do not keep up repayments on your mortgage. Your investment may go down as well as up, you may not get back the full amount invested. Past performance is not a guide to future performance
Sheila Tarr Ltd is Authorised and Regulated by the Financial Services Authority |
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